Parity compares how a plan runs the behavioral health benefit against how it runs medical care. Here is what a plan must produce when the question is asked, the signals that make a denial worth testing, and how to put it to a plan or a regulator without overclaiming.
Medicare made the behavioral health telehealth basics permanent. The rest of the flexibilities run to the end of 2027. Here is how the place of service code, the modifier and the payer decide whether the visit pays.
When the medical plan delegates the mental health and substance use benefit to a separate company, the claim stops where the medical claim goes. Here is how to spot it, what moves, and which federal parity questions are worth asking.
