Revenue Cycle Health Check: see the dollar cost of every billing gap

Enter seven numbers from your billing report. This page scores your first-pass acceptance, denial rate, days in A/R and net collection rate against published industry bands, and shows the arithmetic behind every dollar figure.

99%
Clean claim rate on first submission
24
Average days in accounts receivable
40+
Specialties served nationwide
500+
Providers under management

Enter your numbers, get the gap in dollars

Use the same figures your practice management system already reports. Leave a field blank until you have it.

Your numbers Leave a field blank until you have it
Period
Volume
Money in
$
$
$
Money owed to you
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$
Figures update as you type

What your numbers say, ranked by what it costs you

Each gap below carries the arithmetic that produced its dollar figure, so you can check it against your own report instead of taking our word for it.

Enter your numbers above and the findings appear here.
These four figures are not added together. One denial shows up in three of them at once, so a single total would count the same dollar more than once. Read them as four separate views of the same revenue cycle, and start with the largest.

Where each number comes from, and what it actually measures

Every field on the worksheet is a standard report in any practice management system. If your system will not surface one of them, that is worth knowing on its own.

First-pass acceptance rate

(claims submitted − claims denied) ÷ claims submitted × 100

How much of your work reaches a payer without being rejected or denied. This is a front-end number: it moves when registration, eligibility and coding are clean, and it barely moves when they are not.

Pull it from: the claims summary report, first submission only. Exclude resubmissions or the number flatters itself.

Denial rate

claims denied ÷ claims submitted × 100

The share of your claims a payer refused to pay as billed. Initial denials, not final ones, because the appeal outcome is a separate process with its own cost.

Pull it from: the denial report for the period. Count a claim once, even if it carries several denial codes.

Days in A/R

total A/R ÷ (gross charges ÷ days in period)

The average number of days a dollar sits uncollected. Use gross charges, not net revenue. The corporate version of this formula divides by net revenue and multiplies by 365, which produces a number that looks better than reality and cannot be compared against any published benchmark.

Pull it from: the A/R aging summary for the outstanding balance, and the charge summary for gross charges.

Net collection rate

payments ÷ (gross charges − contractual adjustments) × 100

Of the money you were actually entitled to after your contracts, how much did you collect. This is the hardest number to move and the hardest one to fake, which is why it is the first question worth asking about any billing operation.

Pull it from: payments posted and contractual adjustments for the period, against gross charges.

The bands this page scores against

We did not invent these. They are the figures the industry publishes, and they are named here so you can check them.

All-specialty reference bands used by the calibration board
MetricTop quartileIndustry medianNeeds attentionTarget used for the dollar figure
First-pass acceptance98% and above94%Below 90%95%, the floor of the HFMA clean-claim target
Denial rateBelow 5%11.8%Above 12%5%, the HFMA top-quartile threshold
Days in A/RUnder 30 days38 daysAbove 45 days35 days, the HFMA best-practice line
Net collection rate96% and above87.4%Below 88%96%, the MGMA standard

Sources. HFMA publishes a clean-claim target of 95 to 98 percent on first submission, a top-quartile denial rate below 5 percent, a days-in-A/R target range of 30 to 40 days with best practice under 35, and a top-quartile net collection target of 96 percent or above. MGMA DataDive reports a median net collection rate near 93 percent and a standard of 96 percent, and its 2024 Cost and Revenue Survey puts median days in A/R at 47 with better performers at 36. The industry first-pass denial rate of 9 to 12 percent is the most widely referenced figure in US revenue-cycle reporting, and the 2026 all-specialty medians quoted above (38.2 days, 94.1 percent clean claim, 11.8 percent denial, 87.4 percent net collection) come from published 2026 benchmark reporting.

What these are not. They are directional reference ranges, not targets set by us and not a substitute for your own payer contracts. Specialty and payer mix move every one of them. Where a published specialty figure exists it is shown in the table below; the calibration board itself uses the all-specialty band.

Published specialty medians, for context
SpecialtyDays in A/RDenial rateFirst-passNet collectionOur page
Primary care and family medicine28.38.9%96.1%90.4%Family medicine
Orthopedics34.110.3%95.4%89.6%Orthopedics
Radiology36.815.6%92.4%86.1%Radiology
Cardiology39.412.7%93.5%88.2%Cardiology
Behavioral health42.614.2%91.8%84.9%Mental health
Oncology45.213.8%93.0%87.5%Oncology

Published 2026 specialty medians, normalized for payer mix and practice size. Where a specialty is not listed, no published figure was available and we would rather say so than estimate one. We bill for 40 specialties; the full list is on the specialties hub.

What to fix, in the order that pays back fastest

These three run in order because each one makes the next cheaper. A cleaner front end means fewer denials to work, and fewer denials means a shorter A/R.

STEP 01

Stop the claims that never should have been denied

Eligibility verification before the visit, and a scrub against payer-specific rules before submission. Every claim that fails first pass adds roughly 15 to 30 days to its own collection cycle before anyone touches it again.

Eligibility verification
STEP 02

Work the denials you already have

HFMA estimates 65 percent of denied claims are never appealed, and where they are appealed the published overturn rate runs above half. Unworked denials are the single largest recoverable balance in most practices.

Denial management
STEP 03

Then shorten the tail

Once the front end is clean and the denials are worked, what is left in A/R is aging rather than stuck. That is when a follow-up cadence by payer and by balance size starts moving the days-in-A/R number.

A/R management

Get a free assessment that goes deeper than averages

Our free billing assessment audits your real claims, not self-reported averages. You get denial reasons by payer, aging by bucket, coding accuracy findings and a written action plan with the dollar impact on each finding.

1
Revenue review with collection rate benchmarking
2
Coding assessment for accuracy and specificity
3
Denial analysis with root cause categorization
4
A/R review by aging bucket and payer
5
Workflow evaluation across the revenue cycle
6
Revenue improvement recommendations prioritized by impact
Schedule your free assessment
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Starting price, percent of monthly collections

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  • Month-to-month agreement
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Questions about this tool

Practical answers about privacy, benchmarks, accuracy and how to use the result.

No. Every calculation on this page runs in your own browser using JavaScript. Nothing is transmitted to us, nothing is stored, and there is no server involved in the arithmetic. That also means no business associate agreement is needed to use it, and you can enter real figures without a compliance question.
Because they overlap. A single denial inflates your denial rate, drags your days in A/R and depresses your net collection rate, so one dollar of revenue can appear in three of the four figures. Adding them would produce a large, impressive and wrong number. Each figure is a separate view of the same revenue cycle.
The published industry figures, named in the table above with their sources. The dollar arithmetic uses a specific target for each metric: 95 percent first-pass acceptance, a 5 percent denial rate, 35 days in A/R and a 96 percent net collection rate. Those four targets are the top-quartile or best-practice lines, not our own invention, and every formula is printed on the page so you can check the result.
Because no published benchmark exists for it that we could cite. We would rather show you a shorter table than estimate a number and present it as a standard. The calibration board uses the all-specialty band for every specialty, which is the honest comparison when a specialty-specific figure is not available.
As accurate as the seven numbers you enter, and no more. This is a directional tool built on self-reported figures and national benchmarks. It is not an audit. A real audit looks at your actual claims, your denial reasons by payer and your aging by bucket, and it produces findings you can act on claim by claim. That is what we do for free, and the link is at the bottom of this page.
No. We never see them. If you want a second opinion on the result, you can bring it to a free assessment yourself, or you can keep it entirely to yourself and use the formulas to work through your own report.
That is possible, and the tool will return no findings. The free assessment still matters because self-reported averages hide payer-specific and code-specific leakage that only a claim-by-claim review can surface.
There is no save button because nothing leaves your browser. You can print or screenshot the page, or copy the formulas and figures into your own notes.

Want a second opinion on your numbers?

Bring the result to a free assessment. We audit your real claims, not your averages, and show you exactly where revenue is leaving your practice.

Schedule a free assessment
99%Clean claim rate
24Days in A/R
500+Providers nationwide

Find out what your last 90 days of claims actually cost you

A free assessment audits your real claims, not your self-reported averages. Denial reasons by payer, aging by bucket, coding accuracy, and a written action plan with the dollar impact on each finding.

No cost, no obligation Findings in 5 to 7 business days Month to month, no setup fee

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